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ToolQover/10 trustVerified

Qover

Embedded insurance orchestration platform letting brands add tailored cover through one API.

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About

Qover is a Brussels insurtech founded in 2016 that provides a modular embedded-insurance orchestration platform. Through a single API, companies can add tailored insurance programs to their products, with Qover handling policy administration, claims management, regulatory compliance, and customer experience across markets. Its claims flow uses automation, GenAI, and OCR to streamline data extraction and status updates.

Partners include Revolut, Monzo, Mastercard, ING, BMW, Deliveroo, and Willis, and the platform protects around 15 million users across more than 32 countries with over $173 million in gross written premiums. Total funding exceeds $100 million, including a $12 million CIBC growth facility in March 2026, and revenue tripled over four years. Pricing is enterprise and quote-based.

What it can do

  • Single-API embedded insurance
  • Modular insurance fabric (claims, portals, policies)
  • Multi-country compliance handling
  • AI-enhanced claims processing
  • Real-time partner dashboards
  • Accident, mobility, travel, property, and purchase products

Setup

Enterprise partnership: integrate the Qover API, configure insurance programs per market.

Prerequisites

Digital product or distribution channel; insurance program design with Qover.

Use cases

embedded insurance programsmulti-market insurance orchestrationAPI-driven policy administrationpartner claims management

Works with

foundersinsurersbrokers

Trust score — 7/10

/10 trustVerified

Scored 8/10 (TIER verified, metrics-v1). Evidence: March 2026 funding news and partner announcements (ING MGA model, Willis GB Affinity) are independently reported; named partners include Revolut, Mastercard, BMW. Strengths: 15M protected users, 32+ countries, 3x revenue growth, regulated Belgian intermediary. Docked for: (1) closed platform, no public pricing; (2) user and premium figures are vendor-reported. License: proprietary.

How the trust score is built

Full methodology →
Adoption · stars/downloads, log-scaled vs peers
8.0/10
Maintenance · recency, releases, issue load
9.0/10
Openness · license + docs
4.0/10
Manual review · sanity read + red-flag check
7.0/10
  • · March 2026 funding news and partner announcements (ING, Willis) independently reported; named partners include Revolut, Mastercard, BMW
  • · 15M users, 32+ countries, 3x revenue growth vendor-reported; regulated Belgian intermediary

Sources

Every fact above was checked against these sources. Where a claim comes from the provider and couldn't be independently verified, the text says so.