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Artivatic

AI-native full-stack insurtech platform for underwriting, claims, and sales across insurance and health.

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About

Artivatic is a Bengaluru-based insurtech, part of the RenewBuy Group, offering a modular full-stack platform that automates the insurance lifecycle from sales to claims. Its flagship AUSIS engine performs AI-based smart underwriting for life, health, and SME lines with automated risk assessment across more than 1,200 parameters, document extraction, and decision recommendations. ALFRED HEALTH handles health claims automation with auto-adjudication, while INFRD exposes 400-plus insurance APIs for pricing, fraud intelligence, and onboarding.

The company says its products are live at more than 10 large insurers in India, APAC, and the US, including an AI smart-underwriting partnership with Aditya Birla Sun Life Insurance, and reports up to 90 percent turnaround-time reduction from vendor case studies. Pricing is enterprise and quote-based, with modular products that can be adopted individually.

What it can do

  • AUSIS AI smart underwriting engine
  • ALFRED health claims automation
  • 400+ insurance APIs (INFRD)
  • Fraud intelligence and risk scoring
  • Document extraction and verification
  • No-code product and rules configurator
  • Embedded underwriting for non-traditional platforms

Setup

Enterprise engagement: pick modules (AUSIS, ALFRED, INFRD APIs) and integrate via API.

Prerequisites

Insurance operation in life, health, or SME lines; API integration capacity.

Use cases

AI smart underwritinghealth claims auto-adjudicationembedded insurance APIsinsurance sales automation

Works with

insurersbrokersfounders

Trust score — 6/10

/10 trustMetrics-checked

Scored 6/10 (TIER metrics, metrics-v1). Evidence: Express Computer confirms the Aditya Birla Sun Life AI underwriting partnership; company blog confirms the product suite and RenewBuy relationship. Strengths: live deployments at named large insurers, broad modular platform. Docked for: (1) efficiency claims (90 percent TAT reduction) are vendor-reported; (2) closed platform with no public pricing and limited independent reviews. License: proprietary.

How the trust score is built

Full methodology →
Adoption · stars/downloads, log-scaled vs peers
6.0/10
Maintenance · recency, releases, issue load
7.0/10
Openness · license + docs
4.0/10
Manual review · sanity read + red-flag check
6.0/10
  • · Express Computer confirms the Aditya Birla Sun Life AI underwriting partnership; company blog confirms product suite and RenewBuy relationship
  • · Efficiency claims (90% TAT reduction) vendor-reported; closed platform, no public pricing

Sources

Every fact above was checked against these sources. Where a claim comes from the provider and couldn't be independently verified, the text says so.